The following plea is from Rebekka Mackey
another one of Bank Of America's many victims. Please sign the petition HERE to stop Bank of America from more criminal activity.
I need help getting Bank of
America to stop from taking my home. My situation is far too common,
but not discussed. The law should be fixed to prevent this from hurting
anyone else.
My mama got sick almost 5
years ago and passed away just 2 weeks after we discovered she had
cancer. At that time, she had a mortgage. I thought I was doing the
right thing to call and inform the bank of her passing and letting them
know that I would be assuming her $800 monthly mortgage payment. But I
never should have told them.
From that point on, they
absolutely refused to accept any payment. By law, as the heir, if I had
tried to pay off the mortgage in full, they would have had to accept it,
but if the heir can only afford to continue the payments, it is up to
the bank's discretion as to whether or not they will accept payment, or
foreclose on the home.
In my case, they chose to
take my home. I tried everything..I tried paying over the phone, they
refused. I tried sending in a check, they returned it. I begged and
pleaded and screamed at them for 3 months. They didn't care. It was not
until after they officially filed foreclosure that I understood why.
This is when they called trying to arrange a deal, after I was backed
into a corner with no way out.
This "deal" included higher
interest and a higher payment (more than triple), which I just don't
have the income to afford to agree to. It is a common "deal" they try to
force on people who find themselves in my situation. I have not been
able to grieve in all this time because my stomach has been so wound up
in knots worried about my future, where I will go, what I will do. The
home has been in my family since it was built. It is full of the
memories I shared with my mom. This home is so much more to me than just
a house.
Since her passing, I have
done the same. Now I am the one seeking out someone who will take me in,
and it's for no good reason. It is purely because the bank got greedy
and wanted more than what was originally agreed on. There are enough
homeless disabled veteran's put out on the street, why add two more for
no legitimate reason? Please help me put pressure on them to do the
right thing. Please sign this petition.
The photo is of my mom and grandparents, the day they brought my mom home, to the house I am losing, for the first time in 1954.
I am not asking for a
handout. All I want is for the bank to stop this foreclosure and let me
pay the same $800 monthly mortgage payment my mama was paying. That is
what I have been fighting for the whole time- the right to assume my
mother's debt and pay it. My mama took the homeless and unwanted into
her homes (she had 2, I already lost the other. The bank bought it at
the foreclosure auction in September..it was used purely to take in
folks down on their luck, and help them get back on their feet, housing
as many as 11 people at a time).
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